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An exclusive offer for BC residents

An affordable loan is now available, at prime interest rate only, for a limited time, to skilled immigrants in British Columbia, BC. Achieve your career goals with Windmill’s help.

Interested in finding out how an affordable loan can help you launch or advance your career?

Immigrants living in BC can borrow from Windmill Microlending at the lowest interest rate available for career loans in the province – prime interest* only!

Are you eligible?

Determine your eligibility with our two-minute quiz. To learn more about Windmill’s eligibility requirements, click here.

About Windmill Microlending

Windmill Microlending is a Canadian non-profit offering low-interest loans of up to $15,000 to help newcomers pay for the education they need to succeed in Canada. Since 2005, Windmill has supported over 7,000 immigrants and refugees to overcome underemployment and grow in their careers.

Windmill can help with affordable loans to pay for the related costs of assessment, training, licensing exams, supplies and even a living allowance during a study period.

Prime Rate

A prime rate or prime lending rate is the annual interest rate used in Canada to set interest rates for variable loans and lines of credit. Windmill loans are a variable interest rate product, which means that as the prime rate increases or decreases, so does the interest on your loan.

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Take your next step towards self-reliance, a better job and a chance
to contribute your skills and experience in Canada.

National outcomes:

Income grows by



on average, with some
variance by profession.

Unemployment drops from approximately

42% to 8%

Windmill Microlending Unemployment Decrease

upon repayment of a Windmill loan.


of our clients’ Career Success Plans are completed or in progress.

Frequently asked questions

Why is Windmill offering clients in BC a lower interest rate?

Windmill’s goal is to help more skilled immigrants and refugees in BC reach their career goals and achieve financial stability. This offer will create the opportunity for more newcomers to benefit from our support.

How long will this offer last?

This rate will be available to clients in BC until March 31, 2023.

How much will this lower interest rate save BC clients?

A client who borrows $15,000 at prime (for a two-year learning plan and three years of repayment) can save $812 over the course of their loan.

I’m moving to BC soon. Can I get this rate?

If you have an address in BC at the time, the funds will be disbursed; you’re eligible for this rate. The rate will be available until March 31, 2023.

Success stories

Meet some of the skilled immigrants in BC who have achieved career success with the help of a Windmill loan.

Dr. Olamipo 300x300Dr. Olamipo
Clearwater, BC

Looking for greater opportunities to advance their careers, Dr. Olamipo and her husband decided to move to Canada. As a doctor trained in Nigeria, Dr. Olamipo struggled to restart her career due to the high costs of re-accreditation in her new home country. “Windmill contributed immensely. Through the loan, I was able to pay for my professional exams in order to obtain a Canadian Medical Practicing License,” she explains.

Rajan 300x300Rajan
Vancouver, BC

After seven years spent working as a successful general practice veterinarian in India, Rajan moved to Canada in search of more opportunities to grow professionally. Since he needed to complete an expensive process to obtain a Canadian veterinarian certification, Rajan began working full-time as a security officer. A Windmill loan helped Rajan pay for his last exam fee and soon after, he resumed his career as a veterinarian.

Apply online now

Find out if Windmill can help you achieve career success.

Are you eligible?

Get your documents ready and start your application today.

Get started

Learn more about Windmill and how the loan process works.

Windmill Microlending is grateful to private donors who have made it possible to offer this special interest rate to new British Columbia clients. Every year, Windmill supports hundreds of immigrants and refugees by providing loans to help them pay for the licensing or training they require to achieve career success in Canada. Now more than ever, Canada’s newcomers need our help. Please consider a donation to Windmill today.

* Based on the prime lending rate of Canada’s charted banks.

Statistics as of March 31, 2022. Income data is based only on those who have completed their Career Success Plan and paid their loan in full.