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About Windmill Microlending

Windmill Microlending is a registered charity serving newcomers since 2005. We offer microloans to help skilled immigrants and refugees continue their careers in Canada. Funded by the public and private sector, Windmill is Canada’s largest and most successful microlending program for immigrants and refugees.

Our vision is for every newcomer to reach their economic potential. We believe economic integration of new Canadians is key to Canada’s success and prosperity.

Who We Help

Windmill supports immigrants and refugees who come to Canada with education, skills and experience but struggle to resume their careers here. Our clients may be under-employed in “survival jobs” because they cannot afford the cost of Canadian credentials or accreditation. They are likely unable to access mainstream credit in Canada because they have low income and/or no Canadian credit history.

How We Help

Windmill provides microloans of up to $10,000 to internationally trained immigrants so they can obtain the Canadian licensing or training required to work in their field. The loan can pay for professional exams, training, assessments, professional association fees, books and materials, living allowance and other expenses related to obtaining the required credentials or training.

A microloan from Windmill supports our clients in significantly increasing their income. On average, our clients triple their income by the time their loan is repaid. Our loans are managed with the challenges of immigration and settlement in mind and with client success as our goal. The repayment rate for Windmill loans is 97%. Read more.

Who We Are

Learn about Windmill’s leadership team.

We need your support

Get involved with others who believe in the power of microloans to help internationally-trained immigrants achieve success in Canada.

 

Have more questions?

Read our Frequently Asked Questions for more information.