Skip to content Skip to main navigation

Apply Now

Once you have all your documents ready, the application process should take 15-30 minutes. Use this checklist to make sure you have completed the right steps and are ready to apply.

The application works best in Google Chrome. You may experience some trouble with our portal if using other browsers. You will also need Adobe Acrobat Reader to complete and save the learning plan and budget templates. You can install it for free from Adobe’s site.

Please see below for information about the documents you need in order to complete the process.

Immigration Status

  • A scanned copy of documentation stating your current immigration status, whether Permanent Resident, Canadian Citizen, Convention Refugee, Protected Person or Provincial Nominee.
    • If you are a Convention Refugee in Canada, you must have attained Convention Refugee status within the last three years in order to qualify for our interest-free Refugee Loan Program.
    • If you are a Provincial Nominee, please provide your letter of acceptance or confirmation or nomination from your province.
  • We also need government-issued photo ID, so if your immigration document does not have a photo, please provide a driver’s license or health card.

Prior training/education

  • Copies of translated education certificates or assessments. These assessments may come from services such as WES, ICAS, IQAS, MIFI, or other recognized credential equivalency body if available.

Resume

  • Your resume must include education and work experience from your home country and in Canada, even if your work experience in Canada hasn’t been in your field (eg. a survival job).

Proof of your financial situation

  • Examples include pay stubs, a student funding letter, Employment Insurance information, confirmation of Income Support, or bank statements to prove savings.
  • Proof of income for other members of your household who contribute to the household’s expenses, if possible.

Completed budget template

  • Please complete this document and have it ready before you begin your application. You’ll need to upload it.

Living allowance information

  • Living allowance for the duration of study will be considered on a case by case basis.
  • If you are on provincial income support, a Windmill loan with living allowance could affect future income support amounts you receive. Please confirm with your case worker before applying.

Learning Plan documents

  • A letter of acceptance from the program or institution where you will be studying, if applicable. Otherwise, please include information about the courses or exams you plan on taking as part of your licensing/training plan.

Completed learning plan template

  • Please complete this document and have it ready before you begin your application. You’ll need to upload it.

Void cheque

  • We require a void cheque or Direct Deposit Form from your bank in order to send your loan documents, if you are approved
  • Note that this does not guarantee that your loan will be approved, and in the case that your loan is not approved, we will remove your bank document from our system

In order to complete your online application, it will help to have the following information in front of you:

  • Your Social Insurance Number (SIN), which is not required but helps to ensure accuracy when we pull your credit report
  • Costs associated with your Learning Plan (i.e. the courses, exams, or other programs you need to pay for)
  • Financial information regarding any houses, cars, or other assets that you own
  • Contact information for at least one professional reference. This can be an employer, a landlord, or someone you volunteer with in Canada.