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Microloan in Atlantic Canada

Let us help you pay for the costs of accreditation, training and career development

Are you a skilled immigrant or refugee looking to advance your career in Atlantic Canada? Windmill can help you achieve career success. We offer affordable loans, of up to $15,000, at a prime interest rate only.

How can an affordable Windmill loan help you achieve career success?

Windmill Microlending offers affordable loans to help pay for the costs of credential assessment, accreditation, training, licensing exams, supplies and even a living allowance or childcare during your study period. Skilled immigrants and refugees living in Atlantic Canada may be eligible for the lowest interest rate available for career loans in the region – prime interest* only!

Are you eligible?

Find out if you’re eligible for an affordable loan from Windmill by completing our two-minute online quiz. To learn more about Windmill’s eligibility requirements, click here.

About Windmill Microlending

Windmill Microlending is a national charity offering affordable loans, of up to $15,000, to help skilled immigrants and refugees pay for costs of accreditation, training and career development courses they need to achieve career success in Canada. Since 2005, Windmill has supported over 7,000 immigrants and refugees to overcome underemployment and grow in their careers.

We work together with our clients to develop a career success and repayment plan. Windmill client success coaches provide custom coaching, including career success plan development, career path guidance and referrals.

What is a prime interest rate?

A prime rate or prime lending rate is the annual interest rate used in Canada to set interest rates for variable loans and lines of credit. For example, Windmill loans are a variable interest rate product, which means that as the prime rate increases or decreases, so does the interest on your loan.

Apply for a loan

Are you looking to achieve career success in Canada? A loan from Windmill makes it possible to afford the steps you must take.

National outcomes:

Income grows by


on average, with some variance by profession.

Unemployment drops from approximately

41% to 8%

Windmill Microlending Unemployment Decrease

upon repayment of a Windmill loan.


of our clients’ Career Success Plans are completed or in progress.

Frequently asked questions

Why is Windmill offering immigrants in Atlantic Canada a lower interest rate?

We want to support more skilled immigrants and refugees living in Atlantic Canada to achieve career success and financial stability. With this offer, newcomers can have the opportunity to benefit from our affordable loans.

How much will this lower interest rate save clients in Atlantic Canada?

A client who borrows $15,000 at prime (for a two-year career success plan and three years of repayment) can save $812 throughout their loan.

I am moving to Atlantic Canada soon. Can I get this rate?

If you have an address in New Brunswick, Newfoundland and Labrador, Nova Scotia or Prince Edward Island when the funds will be disbursed, you are eligible for this rate.

How long will this offer last?

At this time, there is no expiry date on this offer.

Success story

Windmill Microlending Thelma Registered Nurse


After three years working as a registered nurse (RN) in Nigeria, Thelma and her husband immigrated to Canada. When her documents were assessed by the National Nursing Assessment Service (NNAS), Thelma was told that to receive a license to practice in Canada, she needed to take 13 courses and complete additional clinical hours. So she enrolled in a program and started taking the courses.

Realizing it would take a lot of time and money to complete all of the courses, Thelma applied to become a Licensed Practical Nurse (LPN). However, before receiving her LPN licence, she knew it was time to resume the courses to become an RN.

A Windmill loan helped Thelma cover the cost of courses, clinicals and exams, and in 2016, she received her RN license.

“The loan helped with my education because my courses and exams were expensive. We were paying for my husband’s master’s program tuition on top of rent and other bills, so not much was left to pay for all of my courses.

Skilled Immigrant

Don’t know if a Windmill loan is right for you? Take our two-minute eligibility quiz to find out.

Windmill Microlending loan

Do you have more questions about Windmill and how the loan process works?

Windmill Microlending eligibility

Ready to start the application process? Get your documents ready and apply today.

* Based on the prime lending rate of Canada’s chartered banks.

Statistics as of June 30, 2022. Income data is based only on those who have completed their Career Success Plan and paid their loan in full.