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Our Impact

A Windmill loan can have a big impact on our clients, who significantly increase their incomes and are less likely to stay under-employed. Take a closer look at our outcomes, demographics and loan portfolio below.

NEW! Read through our 2021/2022 Impact Report, where we highlight the successes of our clients and organization over the past fiscal year. Explore our previous annual Impact Reports here.


Income grows by



on average, with some
variance by profession.

Unemployment drops from approximately

41% to 8%

Windmill Microlending Unemployment Decrease

upon repayment of a Windmill loan.


of our clients’ Career Success Plans are completed or in progress.


Intended Occupations

Trades: 4%; Other: 3%; Business/Finance: 8%; Education/Gov: 10%; Management: 7%; Natural and Applied Sciences: 16%; Health Sector: 52%

*Other includes Agriculture, Sales and Culture

Countries of Origin

Top 4:


152countries of origin represented.


National Impact

Windmill loans are available across Canada, in every province and territory.

Loan Portfolio Facts as of Oct. 31, 2022

Size of the Loan Program


3,155total active loans


Repayment Rate


Program Milestones$67.42M+

in approved loans

+8,012approved loans


Windmill Clients Say It Best

*All figures based on clients who had completed their Career Success Plan and paid in full as of Oct. 31, 2022. These figures are conservative, as some clients are still working on obtaining their credentials during their repayment period. This may be the case for professions with a long and/or multi-part credential process, i.e. dentists and doctors.

**All demographic statistics are based on clients with the required data as of Oct. 31, 2022