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Our Impact

A Windmill loan can have a big impact on our clients, who significantly increase their incomes and are less likely to stay under-employed. Take a closer look at our outcomes, demographics and loan portfolio below.


Income grows by

3.6 times

on average, with some
variance by profession.

Unemployment drops from approximately

40% to 7%

Windmill Microlending Unemployment Decrease

upon repayment of a Windmill loan.


of our clients’ Career Success Plans are completed or in progress.


Intended Occupations

Pie Chart: Health Sector 55%; Other 6%; Finance 10%; Edu/Gov 8%; Management 8%; Engineering/IT & Sciences 13%

Countries of Origin

Top 4:

The Philippines


countries of origin represented.

National Impact

Windmill loans are available across Canada, in every province and territory.

Loan Portfolio Facts as of December 31, 2020

Size of the Loan Program



total active loans,
including 391 in the
Refugee Loan Program.

Repayment Rate


Program Milestones

$43.7M+ in approved loans


5,987+ approved loans

*All figures based on clients who had completed their Career Success Plan and paid in full as of December 31, 2020. These figures are conservative, as some clients are still working on obtaining their credentials during their repayment period. This may be the case for professions with a long and/or multi-part credential process, i.e. dentists and doctors.

**All demographic statistics are based on clients with the required data as of December 31, 2020.