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Our Impact

A Windmill loan can have a big impact on our clients, who significantly increase their incomes and are less likely to stay under-employed. Take a closer look at our outcomes, demographics and loan portfolio below.


Income grows by

3.6 times

on average, with some
variance by profession.
For example, engineers achieve
almost 11x income growth.

Unemployment drops
from approximately

40% to 7%

Windmill Microlending Unemployment Decrease

upon repayment of a Windmill loan.


of our clients’
learning plans are
completed or in progress.


Intended Occupations

Clients by industry graph

Countries of Origin

Top 4:

The Philippines

133countries of origin represented.

National Impact

Windmill loans are available across Canada, in every province and territory.

Loan Portfolio Facts as of July 31, 2020

Size of the Loan Program


total active loans,
including 317 in the
Refugee Loan Program.

Repayment Rate


Program Milestones


More than $38.7 million in approved loans More than 5,492 approved loans

*All figures based on clients who had completed their learning plan and paid in full as of July 31, 2020. These figures are conservative, as some clients are still working on obtaining their credentials during their repayment period. This may be the case for professions with a long and/or multi-part credential process, i.e. dentists and doctors.

**All demographic statistics are based on clients with the required data as of July 31, 2020.