Here’s what you need to know about borrowing from Windmill and paying your loan back.
Are you an internationally trained healthcare professional struggling to work in your regulated field?
Windmill offers an exclusive loan at 5.45% prime rate to help cover credentialing costs, so you can restart your career sooner and address critical shortages in Canada’s healthcare system.
Starting over in Canada is tough. You might be working a survival job, wondering when you’ll be a doctor, nurse, or dentist again. Reaccreditation is expensive, but Windmill is here to help.
With a 5.45% prime rate, Windmill’s Healthcare Reaccreditation loan is designed for professionals like you in regulated roles.
As a non-profit, we offer more than just financing. Free career coaching, mentorship and money management training help you return to healthcare—saving lives and improving health—because what you do matters.
Dentist
Binal, an established dentist in India, moved to Canada in 2014 and began working at a sandwich shop to support her family. Despite long shifts handling meat products as a vegetarian, her life changed when she connected with her Windmill career coach, Robert. With support from a Windmill loan, Binal completed her exams and is now back to her profession, bringing smiles to her patients.
Physician
Payam immigrated to Canada to continue his medical education and secure a residency. The path to obtaining a medical license was challenging, requiring costly exams and certifications. With financial assistance from Windmill Microlending, Payam covered these expenses, easing the financial burden and letting him focus on his studies. Despite the challenges of recertifying skills and adjusting to life in a new country, Payam eventually matched into a family medicine residency at the University of British Columbia.
Psychotherapist
Parikshit, originally from India, moved to Canada in 2019 to study psychotherapy. Facing financial challenges during an internship in BC, he turned to Windmill for support. The loan helped him cover living expenses, complete his studies, and become a registered counsellor. He now works in BC, supports an online mental health initiative in India, and credits Windmill for helping him achieve his career goals and find meaningful work in his field.
Osteopath
Liliana, originally a dentist from Bogota, Colombia, now lives in Barrie, Ontario, and has found a new career in healthcare. After moving to Canada in 2019, she faced accreditation barriers and financial challenges, leading Liliana to work in a factory. With a Windmill loan, she retrained in osteopathy and now finds joy in helping her clients. Liliana plans to open a clinic with her husband in the near future.
This Healthcare Reaccreditation Loan1 is for individuals pursuing a regulated healthcare profession2 in Canada. If you need courses or exams to recognize your credentials, a Windmill loan can help cover those costs, as well as childcare or living expenses3 while you study.
1A Windmill loan cannot be used for business start-up costs and/or to pay off other debt or debt consolidation.
2Non-regulated healthcare professions are not eligible for this loan. Read our FAQs to see the list of non-regulated professions. However, you’re welcome to apply for a standard Windmill loan with a competitive interest rate of 6.7%.
3 Living allowance will be assessed on a case-by-case basis.
.webp)
Learn about the requirements to qualify for our affordable career loan. Explore our eligibility criteria in seconds!
Once you check your eligibility, fill out our quick and easy online application form, submit the necessary documents, and complete your loan application. You will receive your loan approval notification within two weeks.
You might be required to meet with one of our counsellors who will provide you with career guidance and assistance with the loan. This is a free service for our clients. Once approved, get your loan amount credited within 10-15 days!
Windmill is an incredible organization that truly makes a difference in the lives of immigrants and refugees across Canada. From my experience, I applied for a loan to cover my tuition, and the process was smooth with a quick response for approval. Their dedication to providing support, resources, and guidance is inspiring, empowering individuals to achieve their professional goals. I highly recommend their services to anyone in need of support during their journey in Canada!
Read more
People working at Windmill are caring and supportive, the application gets processed quickly and overall I had a great experience working with them. I definitely recommend it to anyone looking for an education loan!
Read more
The windmill has always been helpful in career building not only by offering loans but also by providing moral support to achieve my dentistry license in Canada, I would like to take this opportunity to mention Madam Joyce who has been overwhelmingly kind and supportive during the entire journey of loan approval and making it as easy and enjoyable as possible. I will continue to recommend team windmill to all those new immigrants looking for support in their career building .
Read more
Great service, excellent and kind humans. A true game changer for IMGs
Read moreThe process was quick and seamless. I saw their genuine motive to help others achieve their dreams. Their interest rates are also amazing! I highly recommend Windmill to anyone feeling frustrated or unsure about furthering their education, changing careers, or continuing their professional journey in Canada. After all, Canada has so much to offer immigrants.
Read moreProfessional and efficient services. Customers can easily and confidently obtain loans from this company, as the process is transparent and hassle-free.
Read more
I lack words to express my gratitude to Windmill Microlending! I just got my approval! As a new immigrant getting approval with limited credit history, helps me integrate well in the market by giving me an opportunity to get the necessary licenses that would have been difficult to get. Christopher, my coach was awesome and understanding! Windmill is the best!
Read more
Great help, the process was smooth and easy. Joyce was very understanding, patient and friendly. Highly recommended for newcomers
Read more
I’m so grateful for the opportunity Windmill Microlending gave me! They not only approved my loan quickly but also offered guidance and resources to help me succeed. Their support is invaluable for internationally trained professionals like myself who need financial assistance to meet Canadian standards. The whole process was seamless, and their team was always ready to answer my questions. Thank you, Windmill, for helping me take this next step in my career!
Read more
The go to place if you need real help. Windmill will understand you needs and they are here to genuinely help you achieve your dream career ! Highly recommended , easy application and sleek process. Thanks to God I found them 🙏 . I would also like to thank Fatmeh and Sanaya who helped me in this entire process !
Read more
Extra-fast file processing and for once I was able to see that the lines written on the site are not just a promotion but a reality. THANK YOU for your support!!!
Read more
Thank you windmill, this is an exceptional and highly laudable service. The loans came in timely so that I can pay my rent and focus on my exams as well. I believe Windmill should be given more publicity so as to help the immigrant community. Thanks
Read moreThe whole application process was smooth and seamless. I also enjoyed the coaching session, it's obvious the company is fully invested in your success.
Read more
From the moment I first inquired, their team was incredibly responsive, professional, and supportive especially Ms Italia. They took the time to explain all my options clearly, ensuring I understood every detail of the lending process. The application was straightforward, and they kept me informed at every step.
Read more
I've had such a great experience with them. Easy process, no hassle, everything is done online and quickly. Everyone was friendly and understanding. Highly recommended!
Read moreOne the most empathetic micro loan companies that I know. Especially Christopher , my meeting with him as a success coach was great. He genuinely took time to understand my situation and goals and helped me figure out a better plan to achieve it.
Read more
I had a very good experience with Windmill Microlending. My Coach Joyce Wan from their Edmonton Branch made it very clear for me to follow the process and was polite with her interaction. I felt very accommodated and all my questions and concerns were addressed clearly. I was worried that I will not be able to meet the institute’s deadline for the Bridging Program that I am applying for; but Joyce and the team took note of it and gave me advise so I do not get delayed. Thanks to the whole team! Your mandate is an amazing way to provide some hope to internationally trained immigrants who strives to improve our lives in a foreign land while making a way to continue with our professions.
Read moreThis charity organization reviewed and approved my loan request in the shortest possible time. It was a great help to me as a newcomer who intended to continue my education and faced high education costs. Especially Christopher Lau, who motivated me and provided excellent guidance with his kindness, politeness, and open-heartedness.
Read more
Thank you Windmill for helping me reach my career path here in Canada. Big shout out to Andrea and my coach Christopher. All the best and More Power to Windmill. 😊
Read moreMy experience with windmill was seamless and very good ! My coach was very helpful and helped me to understand the process and their organization well I’m very thankful
Read more
A great opportunity for internationally trained dentists looking to fund their equivalency journey. Dealing with Christopher as a coach I felt reassured and very supported on my plans for the future. Highly recommended!
Read more
It was good and smooth process, I thank windmill for the opportunity given to me.
Read more
I am writing this review to express my profound gratitude and appreciation for the financial assistance I received from this institution. As an international dental graduate, the journey to participate in the Canadian Dental Board was filled with numerous challenges, one of which was financial constraints.
Read more
Windmill loans have provided me with the necessary financial support to enhance my career and pursue my dream of becoming a licensed pharmacist in Canada. The funding process was straightforward and efficient, allowing me to focus on my studies and professional development without financial burden.
Read more
Windmill solved my financial problems when I needed most to pursue my career. Inflation made it very difficult to save money to pay for tuitions and study while working. Windmill let me focus on my studies while taking care of my finances while I go to college. Thank you windmill.
Read more
My journey towards dream just started..If windmill isn't there, may be I am not able to dare my dream to become Dentist here in Canada.My coach,Christopher is so knowledgeable about my this journey that I feel comfortable to share my journey with him.It will be always appreciated how Windmill is helping new Doctors towards their long and tiring journey for dream...
Read more
Great experience!! I had a seamless application process, very professional staff (Sanaya Italia did a great job) and the funds disbursed sooner than I expected. The success of your application depends on you really. I would highly recommend Windmill Microlending
Read more
I have a very humbling experience with the staff of Windmill esp. Ms. V.T. She is very accommodating and helped me with the whole process. Thank you for your support to us whom you have given hope that nothing can't be done as long as we believe in us and other kind people around us.
Read more
Best assistance proper guidance and problem solving are a few things on which Wind will is best. I highly recommend you for newcomers. I have no perfect words that can express my feelings, and how thankful I am for you all.
Read more
Excellent service, amazing people, far, and transparent. They really look at the whole person instead of just a credit score. Windmill helped me find a program I could take to provide better for myself and my family. They did provide the funding so that I can take the first step in starting a new career. I couldn't have done it without them!
Read moreI had a good experience in the processing of my student loan.Very effective and stress-free process, The Staff very excellent
Read moreI can not put into words how much I am grateful for all the support and services that Windmill provided for me. They lit up my world in a time of darkness and disappointment. They supported me to stand again in my life and start over. Their help was not only financial; it was also through mentorship and connections. I highly recommend Windmill for professional newcomers. They help you to pursue your dreams. Their team is outstanding in providing information, replying to emails promptly, and updating you on all new updates. In the last two years, they have been like family support to me, although I do not have any family members here. Thank you to you all for making the world a better place. God bless you.
Read more
Having a career advancement plan seemed quite impossible due to insufficient funds to get the required certifications. Though the paycheck is not so great to attain certification designation- they really cost quite a lot, secondly advancement would be at a very slow pace. Until I Stumbled into Windmill Microlending via Google ads, I was curious to know more. and how Windmill Microlending would be beneficial to me. I was thrilled with the process as the requirements were not outrageous, secondly, a walk-through in the coaching session was really enlightening, Information on how the program works was spelled out, interest rate was clearly stated which to my surprise was very reasonable and affordable compared to taking a personal loan for educational purpose. The Repayment plan I must commend is very flexible accommodating your personal finance and paycheck. At this point, I realized I didn't need to break the bank to get the financial support needed for my Career Advancement. Thanks to Windmill Microlending for having my back.
Read more
As a new immigrant in Canada, Windmill Microlending provided me with the loan required to pay for professional certifications in IT to be competitive in the Canadian job market. The process of obtaining the loan was seamless, my coach was ever-supportive, and the interest rate for repayment is low and fixed. I recommend WM to anyone requiring financing to fund their career succession plan.
Read more
Windmill staff are very professional and highly responsive. The application to approval process was made easy and smooth. I would strongly recommend Windmill to all skilled immigrants looking to advance their careers in Canada and obtain not only financial help but also career guidance like mentorship and education on the Canadian financial system. Thank you Windmill and special thanks to my client success coach Sanaya, you have been very helpful.
Read more
Words cannot express my gratitude for getting to know about Windmill Microlending. They were very professional and helped me navigate the process easily. Their mentorship and coaching are the best I have seen. I highly recommend them.
Read more
I must thank Windmill most sincerely for the great financial assistance rendered to me. The coaching session was excellent, the coaching materials and tutorial questions were very educative. I will definitely without hesitation recommend Windmill to new immigrants. Thank you very much Windmill.
Read more
Awesome service delivery, and clear communication line. Sanaya & Michael proved so exceptional all along, and were able to answer my questions. I highly recommend them to anyone who is looking to get funding for career transitioning and furthering education.
Read more
I highly recommend Windmill Microlending, especially for skilled newcomers in Canada who need financial support to pass licensing exams to start a career in their specific field. Fast and easy loan application, with friendly and professional staff to work with, especially my loan coach, Joyce Wan, was motivating and empowering. If you are a physician, pharmacist, dentist, or veterinarian like me, use the windmill financial services, focus on passing the exams, and get started in your professional career as soon as possible. Do not forget why you immigrated.
Read more
My experience at Windmill Microlending was very nice. I took a student loan for my diploma and the whole process was quick and smooth. My client success coach, Christopher Lau responded to every email in a timely manner. I highly recommend Windmill Microlending to immigrants across Canada.
Read moreEverything you need to know about borrowing from Windmill and paying your loan back. Click here for information on the loan terms and conditions that apply to your loan.
