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Here’s what you need to know about borrowing from Windmill and paying your loan back.
Are you an internationally trained healthcare professional struggling to work in your regulated field?
We are a national charity, offering you an exclusive loan at 4.7% prime rate, to help cover accreditation and credentialing costs, so you can restart your career in Canada. With our support, over 13,000 professionals have grown their income by 4X, you can too!
Dentist
Binal, an established dentist in India, moved to Canada in 2014 and began working at a sandwich shop to support her family. Despite long shifts handling meat products as a vegetarian, her life changed when she connected with her Windmill career coach, Robert. With support from a Windmill loan, Binal completed her exams and is now back to her profession, bringing smiles to her patients.
Physician
Payam immigrated to Canada to continue his medical education and secure a residency. The path to obtaining a medical license was challenging, requiring costly exams and certifications. With financial assistance from Windmill Microlending, Payam covered these expenses, easing the financial burden and letting him focus on his studies. Despite the challenges of recertifying skills and adjusting to life in a new country, Payam eventually matched into a family medicine residency at the University of British Columbia.
Psychotherapist
Parikshit, originally from India, moved to Canada in 2019 to study psychotherapy. Facing financial challenges during an internship in BC, he turned to Windmill for support. The loan helped him cover living expenses, complete his studies, and become a registered counsellor. He now works in BC, supports an online mental health initiative in India, and credits Windmill for helping him achieve his career goals and find meaningful work in his field.
Osteopath
Liliana, originally a dentist from Bogota, Colombia, now lives in Barrie, Ontario, and has found a new career in healthcare. After moving to Canada in 2019, she faced accreditation barriers and financial challenges, leading Liliana to work in a factory. With a Windmill loan, she retrained in osteopathy and now finds joy in helping her clients. Liliana plans to open a clinic with her husband in the near future.
This Healthcare Reaccreditation Loan1 is for individuals pursuing a regulated healthcare profession2 in Canada. If you need courses or exams to recognize your credentials, a Windmill loan can help cover those costs, as well as childcare or living expenses3 while you study.
1A Windmill loan cannot be used for business start-up costs and/or to pay off other debt or debt consolidation.
2Non-regulated healthcare professions are not eligible for this loan. Read our FAQs to see the list of non-regulated professions. However, you’re welcome to apply for a standard Windmill loan with a competitive interest rate of 6.45%.
3 Living allowance will be assessed on a case-by-case basis.
The Windmill team is deeply committed to positively impacting the lives of immigrants. They are more than just a financial organization; they will support you and assist you in your journey to build your professional life in a new country.
Read moreWindmill Microlending has been a true support in my journey as a newcomer professional. The process was simple, the team was supportive, and their program gave me the boost I needed to move forward in my career. Highly recommended!
Read moreI had a very positive experience with Windmill Microlending. Cristopher was extremely professional, patient, and knowledgeable. He explained my financing options clearly and guided me through the process step by step. His support made everything smooth and stress-free. I truly appreciate his help and highly recommend Windmill to anyone looking for financial assistance and guidance.
Read moreI'm new to Canada and Windmill is enabling me to finance my studies in my field. My application had been reviewed quickly and the process was very easy. A very good financial support structure that I highly recommend.
Read moreThe process was simple, transparent, and much faster than I expected. The team is professional, approachable, and always willing to explain things clearly. They really care about helping people move forward and build opportunities.
Read moreI had a wonderful discussion with my coach, and felt the enthusiasm the employees of this organization have to help the immigrants succeed in their careers.
Read moreThe process was fast and mostly seamless. The course was eye opening and Andrea was very helpful and open to listen to my needs. Now I’ll be getting on to pursue my career goals
Read moreThank you so much, for the timely valuable help and advise. Ramonah was helpful with the initial process. Chris was awesome, friendly and gave me good insight into financial control. Thank you to the entire Microlending team. I highly recommend windmill microlending.
Read moreWindmill was recommended to me by my course instructor. I am 100% satisfied with their service. It is swift and efficient. Minimal hassle to the applicant if you have your formalities in order. I would recommend this service to anyone new to Canada. They will help you to reach your dream in Canada.
Read moreThe Windmill team is deeply committed to positively impacting the lives of immigrants. They are more than just a financial organization; they will support you and assist you in your journey to build your professional life in a new country. My coach Ms.Joyce W is awesome. She is personification of " Professional yet Personable. Gives her 200% to help you with your career
Read moreAn Uplifting and Empowering Experience with Windmill Microlending As a Canadian citizen committed to re-establishing my professional career in the field of cybersecurity, I am deeply appreciative of the outstanding support I received from Windmill Microlending. Their decision to approve my loan was not only timely but also transformational in helping me advance toward my career goals with renewed clarity and confidence.
Read moreWindmill Microlending has been a huge support in my journey in Canada. The coaching was very helpful, answer my questions and guide me. I’m truly grateful for the loan and all the assistance I received. Thank you for helping me move forward in my career!
Read moreI had a great experience with Windmill Microlending. The process was straightforward, and the team was supportive throughout. Their dedication to helping skilled professionals achieve their career goals is commendable. I highly recommend their services to anyone looking for financial support for professional development.
Read moreI’m incredibly grateful for the support I received from Windmill. From the first coaching session to the final loan approval, the entire process was smooth, professional, and genuinely focused on helping newcomers like me succeed in Canada. Special thanks to Caroline N and Andrea D’Souza for their kindness and guidance — they made a huge difference in my journey. I highly recommend Windmill to any immigrant or refugee looking for assistance in reaching their professional goals. Thank you so much!
Read moreWindmill has been incredibly supportive throughout my journey. The coaching process was insightful and empowering, and it helped me gain clarity and confidence in pursuing my professional goals in Canada. I’m truly grateful for their guidance and highly recommend their program to any newcomer looking to rebuild their career
Read moreWao! I am overjoyed with the support rendered by the organization. Obviously one of such few organizations that believes in you and willing to invest in ones future by providing such low interest loan. They also ready to support one to succeed. Thank you Windmill!
Read moreThe process was seamless and you are provided with access to resources which provide valuable information. The Coaching Session with Andrea was also guided and thoughtful. I highly recommend partnering with windmill during you career journey!
Read moreWindmill was fast, reliable, and made the loan process smooth and stress-free. I highly recommend them for newcomers looking for financial support!
Read moreHonestly, I never thought getting a loan as an international student with no credit score would be so easy and at a fair rate. Thank you WINDMILL and more thanks to Christopher my coach.
Read moreStarting my NDEB journey has been possible because of windmill! Easy process, super quick and efficient with very welcoming and accommodating people waiting to help us!
Read moreI had an excellent experience with Windmill. The process was straightforward, and the staff were kind and helpful throughout. highly recommend their services to professional immigrants navigating their immigration journey.
Read moreAs an international pharmacy graduate, re-licensing in Canada seemed impossible due to financial constraints but I’m grateful to windmill for coming through and supporting me at the most crucial step of writing my qualifying exams and relocating to another province. I highly recommend it.
Read moreI had an amazing experience with Windmill ,Christopher Lau he was my Coaches, he is really helpful and supportive, he explained everything to me .
Read moreWindmill has been such a great support for me. The team was kind and understanding and really helped me feel confident throughout the process. I highly recommend Windmill to any immigrant or refugee in Canada looking for financial support and expert advice.
Read moreWindmill is an incredible organization that truly makes a difference in the lives of immigrants and refugees across Canada. From my experience, I applied for a loan to cover my tuition, and the process was smooth with a quick response for approval. Their dedication to providing support, resources, and guidance is inspiring, empowering individuals to achieve their professional goals. I highly recommend their services to anyone in need of support during their journey in Canada!
Read morePeople working at Windmill are caring and supportive, the application gets processed quickly and overall I had a great experience working with them. I definitely recommend it to anyone looking for an education loan!
Read moreThe windmill has always been helpful in career building not only by offering loans but also by providing moral support to achieve my dentistry license in Canada, I would like to take this opportunity to mention Madam Joyce who has been overwhelmingly kind and supportive during the entire journey of loan approval and making it as easy and enjoyable as possible. I will continue to recommend team windmill to all those new immigrants looking for support in their career building .
Read moreGreat service, excellent and kind humans. A true game changer for IMGs
Read moreThe process was quick and seamless. I saw their genuine motive to help others achieve their dreams. Their interest rates are also amazing! I highly recommend Windmill to anyone feeling frustrated or unsure about furthering their education, changing careers, or continuing their professional journey in Canada. After all, Canada has so much to offer immigrants.
Read moreProfessional and efficient services. Customers can easily and confidently obtain loans from this company, as the process is transparent and hassle-free.
Read moreI lack words to express my gratitude to Windmill Microlending! I just got my approval! As a new immigrant getting approval with limited credit history, helps me integrate well in the market by giving me an opportunity to get the necessary licenses that would have been difficult to get. Christopher, my coach was awesome and understanding! Windmill is the best!
Read moreGreat help, the process was smooth and easy. Joyce was very understanding, patient and friendly. Highly recommended for newcomers
Read moreI’m so grateful for the opportunity Windmill Microlending gave me! They not only approved my loan quickly but also offered guidance and resources to help me succeed. Their support is invaluable for internationally trained professionals like myself who need financial assistance to meet Canadian standards. The whole process was seamless, and their team was always ready to answer my questions. Thank you, Windmill, for helping me take this next step in my career!
Read moreThe go to place if you need real help. Windmill will understand you needs and they are here to genuinely help you achieve your dream career ! Highly recommended , easy application and sleek process. Thanks to God I found them 🙏 . I would also like to thank Fatmeh and Sanaya who helped me in this entire process !
Read moreExtra-fast file processing and for once I was able to see that the lines written on the site are not just a promotion but a reality. THANK YOU for your support!!!
Read moreThank you windmill, this is an exceptional and highly laudable service. The loans came in timely so that I can pay my rent and focus on my exams as well. I believe Windmill should be given more publicity so as to help the immigrant community. Thanks
Read moreThe whole application process was smooth and seamless. I also enjoyed the coaching session, it's obvious the company is fully invested in your success.
Read moreFrom the moment I first inquired, their team was incredibly responsive, professional, and supportive especially Ms Italia. They took the time to explain all my options clearly, ensuring I understood every detail of the lending process. The application was straightforward, and they kept me informed at every step.
Read moreI've had such a great experience with them. Easy process, no hassle, everything is done online and quickly. Everyone was friendly and understanding. Highly recommended!
Read moreOne the most empathetic micro loan companies that I know. Especially Christopher , my meeting with him as a success coach was great. He genuinely took time to understand my situation and goals and helped me figure out a better plan to achieve it.
Read moreI had a very good experience with Windmill Microlending. My Coach Joyce Wan from their Edmonton Branch made it very clear for me to follow the process and was polite with her interaction. I felt very accommodated and all my questions and concerns were addressed clearly. I was worried that I will not be able to meet the institute’s deadline for the Bridging Program that I am applying for; but Joyce and the team took note of it and gave me advise so I do not get delayed. Thanks to the whole team! Your mandate is an amazing way to provide some hope to internationally trained immigrants who strives to improve our lives in a foreign land while making a way to continue with our professions.
Read moreThis charity organization reviewed and approved my loan request in the shortest possible time. It was a great help to me as a newcomer who intended to continue my education and faced high education costs. Especially Christopher Lau, who motivated me and provided excellent guidance with his kindness, politeness, and open-heartedness.
Read moreThank you Windmill for helping me reach my career path here in Canada. Big shout out to Andrea and my coach Christopher. All the best and More Power to Windmill. 😊
Read moreMy experience with windmill was seamless and very good ! My coach was very helpful and helped me to understand the process and their organization well I’m very thankful
Read moreA great opportunity for internationally trained dentists looking to fund their equivalency journey. Dealing with Christopher as a coach I felt reassured and very supported on my plans for the future. Highly recommended!
Read moreIt was good and smooth process, I thank windmill for the opportunity given to me.
Read moreI am writing this review to express my profound gratitude and appreciation for the financial assistance I received from this institution. As an international dental graduate, the journey to participate in the Canadian Dental Board was filled with numerous challenges, one of which was financial constraints.
Read moreWindmill loans have provided me with the necessary financial support to enhance my career and pursue my dream of becoming a licensed pharmacist in Canada. The funding process was straightforward and efficient, allowing me to focus on my studies and professional development without financial burden.
Read moreWindmill solved my financial problems when I needed most to pursue my career. Inflation made it very difficult to save money to pay for tuitions and study while working. Windmill let me focus on my studies while taking care of my finances while I go to college. Thank you windmill.
Read moreMy journey towards dream just started..If windmill isn't there, may be I am not able to dare my dream to become Dentist here in Canada.My coach,Christopher is so knowledgeable about my this journey that I feel comfortable to share my journey with him.It will be always appreciated how Windmill is helping new Doctors towards their long and tiring journey for dream...
Read moreGreat experience!! I had a seamless application process, very professional staff (Sanaya Italia did a great job) and the funds disbursed sooner than I expected. The success of your application depends on you really. I would highly recommend Windmill Microlending
Read moreI have a very humbling experience with the staff of Windmill esp. Ms. V.T. She is very accommodating and helped me with the whole process. Thank you for your support to us whom you have given hope that nothing can't be done as long as we believe in us and other kind people around us.
Read moreBest assistance proper guidance and problem solving are a few things on which Wind will is best. I highly recommend you for newcomers. I have no perfect words that can express my feelings, and how thankful I am for you all.
Read moreExcellent service, amazing people, far, and transparent. They really look at the whole person instead of just a credit score. Windmill helped me find a program I could take to provide better for myself and my family. They did provide the funding so that I can take the first step in starting a new career. I couldn't have done it without them!
Read moreI had a good experience in the processing of my student loan.Very effective and stress-free process, The Staff very excellent
Read moreI can not put into words how much I am grateful for all the support and services that Windmill provided for me. They lit up my world in a time of darkness and disappointment. They supported me to stand again in my life and start over. Their help was not only financial; it was also through mentorship and connections. I highly recommend Windmill for professional newcomers. They help you to pursue your dreams. Their team is outstanding in providing information, replying to emails promptly, and updating you on all new updates. In the last two years, they have been like family support to me, although I do not have any family members here. Thank you to you all for making the world a better place. God bless you.
Read moreHaving a career advancement plan seemed quite impossible due to insufficient funds to get the required certifications. Though the paycheck is not so great to attain certification designation- they really cost quite a lot, secondly advancement would be at a very slow pace. Until I Stumbled into Windmill Microlending via Google ads, I was curious to know more. and how Windmill Microlending would be beneficial to me. I was thrilled with the process as the requirements were not outrageous, secondly, a walk-through in the coaching session was really enlightening, Information on how the program works was spelled out, interest rate was clearly stated which to my surprise was very reasonable and affordable compared to taking a personal loan for educational purpose. The Repayment plan I must commend is very flexible accommodating your personal finance and paycheck. At this point, I realized I didn't need to break the bank to get the financial support needed for my Career Advancement. Thanks to Windmill Microlending for having my back.
Read moreAs a new immigrant in Canada, Windmill Microlending provided me with the loan required to pay for professional certifications in IT to be competitive in the Canadian job market. The process of obtaining the loan was seamless, my coach was ever-supportive, and the interest rate for repayment is low and fixed. I recommend WM to anyone requiring financing to fund their career succession plan.
Read moreWindmill staff are very professional and highly responsive. The application to approval process was made easy and smooth. I would strongly recommend Windmill to all skilled immigrants looking to advance their careers in Canada and obtain not only financial help but also career guidance like mentorship and education on the Canadian financial system. Thank you Windmill and special thanks to my client success coach Sanaya, you have been very helpful.
Read moreWords cannot express my gratitude for getting to know about Windmill Microlending. They were very professional and helped me navigate the process easily. Their mentorship and coaching are the best I have seen. I highly recommend them.
Read moreI must thank Windmill most sincerely for the great financial assistance rendered to me. The coaching session was excellent, the coaching materials and tutorial questions were very educative. I will definitely without hesitation recommend Windmill to new immigrants. Thank you very much Windmill.
Read moreAwesome service delivery, and clear communication line. Sanaya & Michael proved so exceptional all along, and were able to answer my questions. I highly recommend them to anyone who is looking to get funding for career transitioning and furthering education.
Read moreI highly recommend Windmill Microlending, especially for skilled newcomers in Canada who need financial support to pass licensing exams to start a career in their specific field. Fast and easy loan application, with friendly and professional staff to work with, especially my loan coach, Joyce Wan, was motivating and empowering. If you are a physician, pharmacist, dentist, or veterinarian like me, use the windmill financial services, focus on passing the exams, and get started in your professional career as soon as possible. Do not forget why you immigrated.
Read moreMy experience at Windmill Microlending was very nice. I took a student loan for my diploma and the whole process was quick and smooth. My client success coach, Christopher Lau responded to every email in a timely manner. I highly recommend Windmill Microlending to immigrants across Canada.
Read moreLearn about the requirements to qualify for our affordable career loan. Explore our eligibility criteria in seconds!
Once you check your eligibility, fill out our quick and easy online application form, submit the necessary documents, and complete your loan application. You will receive your loan approval notification within two weeks.
You might be required to meet with one of our counsellors who will provide you with career guidance and assistance with the loan. This is a free service for our clients. Once approved, get your loan amount credited within 10-15 days!
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