Get an interest-free loan to fund your Prep Doctors courses

Cost+ ZERO financing is a zero-interest loan offered by Windmill Microlending, in partnership with select schools and training providers across Canada.

Windmill Microlending is a national charity that helps skilled immigrants and refugees like you access the education, training, licensing, or certification needed to return to your trained profession. Many newcomers face barriers to traditional financing options, that’s where Windmill comes in.

Through a Cost+ ZERO loan, internationally trained professionals can cover the cost of tuition and exams with 0% interest and no additional fees. 

• Enroll with a partner school
  Register for your program with one of Windmill’s partner institutions
• Apply for the Cost+ ZERO loan
  Complete your online loan application on the Windmill Microlending website.
• Windmill pays the school directly
  Windmill sends payments to your school in installments on your behalf.
• You repay Windmill – with zero Interest
  Make simple, equal monthly payments directly to Windmill. There’s no interest and no hidden fees, so you can focus on your studies without worrying about accumulating interest.

If you qualify for a Cost+ ZERO loan, you can use it to pay for: 

• Prep courses at approved partner institutions

• Books, supplies, tools, and materials 

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No, Windmill Microlending does not charge you any administrative fees.

The exclusive Cost+ ZERO loan has a 0% APR

To qualify you must meet the below criteria:

• Be an internationally trained dentist with proof of a dentistry degree from any country.
• Have the status of a Permanent Resident, Canadian Citizen, Provincial Nominee, Protected Person or Convention Refugee with a notice of decision in Canada.
• Be currently residing in Canada.
• Be registered with Prep Doctors and have a trainee ID number.

• Theoretical Kickstart (AFK + ADAT), this program includes prep courses and mock exams, a comprehensive, theory-based learning experience. The cost of this program is $11,000 plus applicable taxes. You’ll pay a $500 down payment upfront to Prep Doctors, and the remaining balance will be split into 12 equal monthly payments made directly to Windmill.
• NDECC Prep, this program provides clinical skills training and practice, situational course and practice, pre-exam practice, and full simulation exams. The cost of this program is $26,500 plus applicable taxes. You’ll pay a $2,000 down payment upfront to Prep Doctors, and the remaining balance will be split into 18 equal monthly payments made directly to Windmill.